Lending & Credit Facility
Lending & Credit Facility
At Alhambra Bank & Trust, the delivery of banking services extends beyond offering standard deposit and loan facilities. It encompasses delivering the personal “one to one” boutique service demanded by those who have achieved a high level of status and wealth.
Capitalize on potential investment opportunities
Enhancing portfolio yields
Acquiring Assets
Expanding their business
Freeing up liquidity for personal use
Secured Lending
AB&T offers securities backed lending facilities, which gives investors an opportunity to earn revenues from collateralized loans of their assets. These are fixed loans for periods ranging from 1 to 12 months, with an interest rate based on Libor. Such loans can be renewed on a rolling basis
Our approach is to realize the revenue potential while strictly minimizing risk. Only securities of the highest quality are accepted as collateral. Value of the securities on a loan and collateral levels are monitored daily.
Benefits:
Competitive rates
Flexible Loan Terms
Flexible Payment options
No pre-payment penalties
Unsecured loans (credit)
For individuals whose business requires exporting of goods and merchandise, AB&T offers Letters of Credit which ensure the issuing bank guarantees payment when merchandise is being shipped, as long as documentation is presented in conformity with the terms of the LOC.